Preparing your pension

Preparing your pension

As the old saying goes “money doesn’t grow on trees” and sadly pension pots aren’t found at the ends of rainbows either.  Building a meaningful pension pot takes time and, frankly, some degree of effort and sacrifice.  Essentially, you’re giving up part of your income today, in order to provide an income for yourself at some point in the future.  Here are three top tips to help make this happen.

read more
Pension saving and taxation

Pension saving and taxation

The financial decisions we take during our working years will have a huge influence on our quality of life when we reach our senior period.  Minimising our tax liability is a very significant factor when it comes to saving for our later years, making the most of our pensions and, ultimately, ensuring that our estate goes to the people we love rather than HMRC.

read more
Is the price of pension freedom worth it?

Is the price of pension freedom worth it?

The move to what has been dubbed pension freedom was eagerly debated in the media, with positions being polarized between “about time” and “we’re all doomed”.

read more
Pensions Crisis to Hit Millions of Workers

Pensions Crisis to Hit Millions of Workers

The following is an extract from an article written by Edmond Conway and Myra Butterworth which was published in The Daily Telegraph on 23rd June 2009.

The retirement plans of millions of workers have been put in doubt by Britain’s growing pensions crisis, according to a series of authoritative reports.

read more