Making A Retirement For Those Who Make A Home

Making A Retirement For Those Who Make A Home

Children are expensive and as soon as you know you’re having one, planning for their arrival and taking care of them once they’ve arrived can take precedence over every other priority. 

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Preparing your pension

Preparing your pension

As the old saying goes “money doesn’t grow on trees” and sadly pension pots aren’t found at the ends of rainbows either.  Building a meaningful pension pot takes time and, frankly, some degree of effort and sacrifice.  Essentially, you’re giving up part of your income today, in order to provide an income for yourself at some point in the future.  Here are three top tips to help make this happen.

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Pension saving and taxation

Pension saving and taxation

The financial decisions we take during our working years will have a huge influence on our quality of life when we reach our senior period.  Minimising our tax liability is a very significant factor when it comes to saving for our later years, making the most of our pensions and, ultimately, ensuring that our estate goes to the people we love rather than HMRC.

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Is the price of pension freedom worth it?

Is the price of pension freedom worth it?

The move to what has been dubbed pension freedom was eagerly debated in the media, with positions being polarized between “about time” and “we’re all doomed”.

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