Pension Death Benefits

Pension Death Benefits

The importance of saving for retirement has been really driven home over recent years, particularly with the auto-enrolment campaign (“We’re all in”). Here is a quick look at the four types of pension and what happens to them upon the holder’s death.

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Stop Your Pension Becoming Overly Taxing

Stop Your Pension Becoming Overly Taxing

Managing your money in a tax-efficient manner is generally to be recommended at any stage in life, but it’s arguably most important for pensioners, who need to make the income they’ve earned during their working years, last them all of the rest of their days, literally.  Over recent years, the government has permitted greater flexibility with regard to how people can manage their pension, however greater freedom brings with it a greater degree of responsibility for people to understand what their options are and what they mean in practical terms.

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The Importance Of Good Pension Advice

The Importance Of Good Pension Advice

Good advice can be invaluable and when it comes to pensions, getting the right advice at the right stage in your life can make all the difference to the degree of comfort in which you spend your retirement.  Fortunately the government has recognized this and since April this year it has been possible to withdraw £500 per (tax) year from pension pots (defined contribution or hybrid) without any tax liability as long as it is used for the purpose of paying for pension advice.

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Making A Retirement For Those Who Make A Home

Making A Retirement For Those Who Make A Home

Children are expensive and as soon as you know you’re having one, planning for their arrival and taking care of them once they’ve arrived can take precedence over every other priority. 

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