Inflation – The Race Against Time

Inflation – The Race Against Time

The Monetary Policy Committee of the Bank of England is tasked with keeping inflation at exactly 2%.  If inflation moves more than 1% away from this target (up or down), then the governor of the Bank of England has to write an open letter to the Chancellor of the Exchequer, explaining why this has happened and what the MPC intends to do about it.

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The Advantages of ISAs

The Advantages of ISAs

Most people benefit from a combination of savings and investments.  Savings make sure that we have access to cash in case of need.  Investments grow our net worth and make it possible for us to achieve our financial goals.  Putting our savings and/or investments into a tax-free wrapper helps us to enjoy more of the returns ourselves, hence the huge popularity of ISAs.

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Making money work for you

Making money work for you

In and of itself money is just a piece of paper, a bit of metal or, these days, digits on a screen, but what you do with it can make a huge difference to your life.  Here are 5 ways people can make money work for them - and some key tips to getting it right.

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Investing pre-Brexit, is it a good idea?

Investing pre-Brexit, is it a good idea?

From an investing perspective, there are basically two ways you can approach Brexit.  One is to sit as tight as you can, let Brexit run its course and then see where you stand.  The other is to stay alert for opportunities and in particular keep your eyes and ears open for any investing doors opened by Brexit.  Possibly the most practical way to look at pre-Brexit investing is to look at it in terms of your investing horizons.  We say horizons because we suspect that many people will be looking to create a mixture of short-term, medium-term and long-term investments.

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