Learn to love volatility

Learn to love volatility

People who are not used to being on boats may find that the constant up-and-down motion makes them feel seasick.  Those who are used to boats, however, just accept this movement as a fact of life.  In much the same way, people who don’t really understand the stock market may fear its volatility, whereas more experienced investors just see it for what it is, daily movements which may, or may not, follow the long-term trend they predict for a company.  Here are three points you need to understand about stock-market volatility…

read more
Making Sure You're On The Right Platform

Making Sure You're On The Right Platform

Life can get really hectic and one of the keys to staying on top of everything you need to do and to manage is to ensure that you have a place for everything and everything in its place and that, if at all possible, like items are kept together.  This principle often holds good in many areas of life, including taking care of your finances.  Seeking out the best products for your needs and wants may have left you with a range of investments with a variety of providers.  If you are in this situation, then you may find it helpful to start using a platform.

read more
Inflation, Interest Rates & Investment

Inflation, Interest Rates & Investment

There are various ways to measure inflation but the basic idea behind them is much the same, inflation indexes track the changes in a basket of goods and services which is considered to be a good representation of how the average person spends their money.  Of course, whether or not it is a good representation of how you personally spend your money, depends on how closely you fit the model of the “average person” and this can work both ways, in other words, you might find that your personal rate of inflation is higher or lower than the official measure.

read more
What Now for Cash & ISAs?

What Now for Cash & ISAs?

It may seem hard to believe these days, but once upon a time, savers with relatively modest bank balances could still generate a decent income from leaving their money in a savings account to earn interest.  Right now, however, those days are long gone and unless and until they come back, people need to think seriously about how best to manage their money in a low-interest-rate environment.

read more