Pension saving and taxation

Pension saving and taxation

The financial decisions we take during our working years will have a huge influence on our quality of life when we reach our senior period.  Minimising our tax liability is a very significant factor when it comes to saving for our later years, making the most of our pensions and, ultimately, ensuring that our estate goes to the people we love rather than HMRC.

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Is the price of pension freedom worth it?

Is the price of pension freedom worth it?

The move to what has been dubbed pension freedom was eagerly debated in the media, with positions being polarized between “about time” and “we’re all doomed”.

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How being wise can keep you healthy and wealthy

How being wise can keep you healthy and wealthy

Even with the NHS (and possibly private medical insurance as well), the simple fact of the matter is that it’s miserable being ill and the more ill you are the more miserable it is.

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Ensuring your insurance is right for you

Ensuring your insurance is right for you

Ensuring Your Insurance Is Right for You

The blunt reality of insurance is that insurance companies are businesses and as such they aim to make a profit.  The onus is therefore on the buyer to get right type of cover and the right level of cover and, of course, to provide the insurance company with any relevant information needed to assess the price of the premiums.  Let’s look at these one at a time.

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