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The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
However, when it comes to pensions there are potential downsides to watch for too:
Again, get financial advice before moving your pension schemes, unless you are confident that you understand the costs, benefits and risks involved.
You can find a local Charles Derby financial adviser who specialises in retirement and investment planning in our online 'Find an Adviser' tool.